Personal account pricing

Plain and simple: personal accounts with transparent pricing.
At Bankera, incoming transactions remain free of charge, while other transactions are processed under a clear pricing structure.

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Personal

EEA and UK residents

  • Account fees

    • Application review

      50 EUR

    • Priority review of the application

      1500 EUR

    • Monthly maintenance

      8.99 EUR

  • Transfer fees

    • Internal (between Bankera users)

      FREE

    • SEPA (outgoing)

      0.5 EUR

    • SEPA (incoming)

      FREE

    • SWIFT (outgoing)

      0.4%

      MIN fee

      25 EUR

    • SWIFT (incoming)

      0.4%

      MIN fee

      25 EUR

    • Rejected payment administration fee

      20 EUR + CORR. BANK CHARGES

    • FX (currency exchange)

      0.00%

    • Crypto Exchanges (transfers to/from)

      SUPPORTED

  • Card fees

    • First debit card order

      FREE

    • Monthly maintenance of the first debit card

      FREE

    • Second and additional debit card order

      12 EUR

    • Monthly maintenance of second and additional debit card

      7 EUR

    • First virtual card order

      FREE

    • Monthly maintenance of the first virtual card

      FREE

    • Second and additional virtual card order

      0.75 EUR

    • Monthly maintenance of second and additional virtual cards

      0.75 EUR

    See other card fees
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Personal+

Non-EEA residents

  • Account fees

    • Application review

      50 EUR

    • Priority review of the application

      1500 EUR

    • Monthly maintenance

      12.99 EUR

  • Transfer fees

    • Internal (between Bankera users)

      FREE

    • SEPA (outgoing)

      1 EUR

    • SEPA (incoming)

      1 EUR

    • SWIFT (outgoing)

      0.4%

      MIN fee

      25 EUR

    • SWIFT (incoming)

      0.4%

      MIN fee

      25 EUR

    • Rejected payment administration fee

      20 EUR + CORR. BANK CHARGES

    • FX (currency exchange)

      0.00%

    • Crypto Exchanges (transfers to/from)

      SUPPORTED

EEA stands for European Economic Area that consists of Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden. UK stands for the United Kingdom.

The application review fee is nonrefundable.

Monthly inactivity fee (after 12 months of no use) of 10 EUR is applied to Personal clients.

5 EUR per month Post-closure balance maintenance fee applies if we close your account, the account closure notice period has passed, and funds remain safeguarded in our internal account. This fee covers the costs of holding and administering your remaining funds. For more information on the applicable closure notice period, please see the General T&C.

Running a business?

Check our pricing plan for business clients.

Business account pricing